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Mobility Scooter Finance – How to get it and how much you can save
Brand new mobility scooters come with a price tag. But there are ways to save money on them. Here are some of the ways that customers of do that.
The NDIS is here to stay, and it can save you a lot of money. Most scooter financing is up to $6,000, which comfortably exceeds the price on all but the most deluxe models. There can be a lot of detail to wade through on the NDIS website, so just remember if it's too confusing, tedious, or plain irritating, you can always give us a call and we'll guide you through it. We've had a lot of practice.
Who is eligible?
If you're under 65, are an Australian citizen or permanent resident, and you meet the disability or early intervention requirements, you can apply for NDIS funding.
How do you apply?
Start by visiting this website, or calling 1800 800 110. You'll be taken through several steps, including providing documentation for your disability. A decision will be made regarding your eligibility, and if you're given the green light, you'll schedule a meeting where questions of funding and products and services are sorted out. There are many different directions to go from this first meeting, including questions of what goods and services you're seeking funding for, how exactly that will be facilitated by the NDIS, and so on. You can read about those details here.
Acquiring the Scooter
Depending on how you and the NDIA have configured your plan, the next step can go a number of different ways. Usually, under the NDIS, items in excess of $1000 require consultation with a health professional. Once the both of you have decided on which scooter you'd like – usually after comparing and trying out several different models – it's a matter of allocating the funds, and you'll be ready to go.
2. Certegy Finance
Scooters Australia uses Certegy ezi-pay as a finance partner. It works much the way you'd expect financing to work – you pay 25% of the purchase price up front, paying out the remainder (plus some small fees and charges) over either 12 or 24 months. They'll lend you anything up to $4,500, which, in addition to your 25%, will cover most models.
You'll have to fill out an application form that discloses certain personal financial details, but once that's done, you'll be ready to get your scooter.
Who is eligible?
Anyone is eligible, although the criteria is not the same for everyone. For instance, age pensioners are eligible so long as they can fund the initial 25%. Disability pensioners need to meet additional criteria.
How do you apply?
Visit their website here, or get in touch with us and we can walk you through it.
3. Step up loan
Step up loan is an organisation that provides small loans to low income applicants, up to $3000, with up to 3 years for repayment, with an interest rate of 5.99% p.a. You'll be required to pass a credit check with NAB, as well as meet Step up's own criteria. Step up isn't a provider that we at Scooters Australia have much experience with using, but we're happy to help facilitate the process as much as possible.
4. Charitable organisations
There are many charitable organisations throughout the country, with good, humane intentions. There's no harm in checking some of them out to see if you match their criteria. Charity is one of the ways Australians lift each other up, whether that be at the nation level or the local level. Various service clubs and the children's charity Variety are what we deal with most frequently.